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2008 results
As of August 1, 2008

Santoren positive +16.6%*
S&P500 negative (-14.2%)

*The average return for all accounts
under Santoren management after all
trading and management fees.

Santoren offers independent investment advice and capital management services to individuals, families, businesses and not-for-profit organizations.

As your investment advisor, Santoren helps you achieve your investment objectives compatible with your goals and risk tolerance. Our investment experience includes stocks, bonds, mutual funds, alternative investments and insurance products.

Santoren provides services adressing the creation and preservation of wealth, retirement, education plans and wealth transfers.

We strictly adhere to our Code of Ethics.

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© 2008 Santoren Inc.